FAQs About Tulsa Truck Accident Claims

Truck accidents can be catastrophic events that leave a lasting impact on individuals and their families. These incidents are unfortunately not uncommon in places like Tulsa, Oklahoma, either. We’re a hub of transportation and commerce, which means a high volume of commercial trucks travel the roads daily. While these trucks are essential for the local economy, they also pose an increased risk of accidents due to their size and weight.

According to the latest available statistics, Tulsa County recorded a notable share of truck accidents in the state of Oklahoma. In 2021 alone, the Oklahoma Highway Safety Office reports there were 4,784  total reported truck accidents in the state, resulting in 75 fatalities and 1,563 injuries. Understanding the intricacies of truck accident claims in Tulsa is important for those who find themselves entangled in the aftermath of such a devastating event. Here are some frequently asked questions that you might be asking yourself if you’re involved in a truck accident claim.

What should I do immediately after a truck accident?

First and foremost, call 911 to report the event immediately after it happens. This not only alerts law enforcement but also ensures that medical assistance is promptly dispatched to the scene. The safety of all parties involved should be the top priority.

While waiting for the authorities to arrive, if you are physically able to do so, move to a safe location away from the accident site to avoid any further harm. If there are injuries, seeking medical attention should come first.

Do I need to call the police after a truck accident?

Yes, it’s highly advisable to call the police after a truck accident. In fact, involving law enforcement in such situations is not only a good practice but is often required by law. The presence of the police at the scene ensures that they will fill out an  official report of the accident, documenting important details such as:

• Date
• Time
• Location
• Parties involved
• Party/witness statements about what occurred

This report will often serve as an important piece of evidence when filing an insurance claim or pursuing legal action and will give authorities the ability to talk to all parties and witnesses and investigate the claim in real time.

Should I seek medical attention even if I don’t feel injured after a truck accident?

Absolutely. Even if you feel fine initially, some injuries may not become apparent until later, so it’s wise to get checked out by a healthcare professional. This precaution is important for a couple reasons:

• Adrenaline rush that often accompanies accidents can mask the pain or discomfort associated with injuries.
• Minor aches or soreness at the scene can escalate into more severe problems over time.

By seeking a medical evaluation, you allow healthcare professionals to assess your condition comprehensively and detect any hidden injuries that may not be immediately apparent.

When should I notify my insurance company about the truck accident?

Following a truck accident, it’s important to promptly notify your insurance company. Typically, most insurance policies have specific timeframes for reporting accidents, and delaying this notification can potentially complicate the claims process. While these timeframes can vary depending on your insurance provider and policy, it’s generally a good idea to contact your insurance company as soon as possible, ideally within 24 to 48 hours of the accident. Failing to meet these reporting deadlines could result in delays or even the denial of your claim. If you partner with our Tulsa truck accident lawyers, we can make sure that your insurance company is contacted promptly, and will handle all communication with them.

Do I need to contact a lawyer for a truck accident claim?

While it’s not a strict requirement to obtain a Tulsa truck accident lawyer while filing a claim, it’s highly advisable. Truck accidents can be legally complex, involving multiple parties, insurance companies, and potential disputes over liability and compensation. Our experienced attorneys specialize in navigating these complexities, ensuring that you’re protected throughout the process. We recommend calling your lawyer before you call your insurance company to ensure everything is handled properly.

What damages can I potentially recover in a truck accident claim?

Truck accidents can result in various losses, and compensation may cover a range of damages. These typically include:

• Medical expenses: You can seek compensation for all medical costs related to the accident, such as hospital bills, surgeries, prescription medications, and ongoing treatments.
• Property damage: If your vehicle was damaged in the accident, you may receive reimbursement for repair or replacement costs.
• Lost wages: If your injuries prevent you from working, you can claim compensation for the income you’ve lost due to the accident, including future earning capacity, if applicable.
• Pain and suffering: Non-economic damages like pain, emotional distress, and diminished quality of life can also be compensated.
• Permanent disabilities: If the accident resulted in a long-term or permanent disability, you may receive compensation for the lasting impact on your life.
• Scarring and disfigurement: Lacerations, burns and surgeries often come with permanent visible damage to an injured party.  Similarly, in some cases individuals may find themselves disfigured as a result of great damage to or complete loss of a portion of their body.
• Wrongful death: In cases where a loved one has died in a truck accident, surviving family members may be eligible for wrongful death compensation, which can include funeral and burial expenses, loss of companionship, and more.

What role does the trucking company play in a truck accident claim?

Trucking companies have various responsibilities and potential liabilities when their drivers are involved in accidents, so they actually play a significant role in the claim process. The trucking company is often responsible for ensuring that their drivers are properly trained, licensed, and in compliance with federal and state regulations. They are also responsible for maintaining the trucks in their fleet, conducting regular safety inspections, and ensuring that all safety protocols are followed. They also have direct access to data which could be relevant in the case, including on-board cameras, GPS data, black box data and dispatch/travel logs.  In cases of negligence on the part of the truck driver or the trucking company, the company may be held liable for any damages resulting from the accident.

How long do I have to file a truck accident lawsuit?

In Tulsa, like most places, there is a legal time limit known as the statute of limitations that dictates how long you have to file a truck accident lawsuit. Generally, the statute of limitations for personal injury claims, including truck accidents, in Oklahoma is two years from the date of the accident. If you fail to file your lawsuit within this timeframe, the court will likely dismiss your case, resulting in a lost opportunity to seek compensation for your injuries and losses.

If you’ve been involved in a Tulsa trucking accident, remember that timely action and expert guidance can make all the difference in your pursuit of justice and compensation. The road to recovery can be challenging, but you don’t have to navigate it alone. Reach out to the experienced team at Biby Law Firm for dedicated and knowledgeable legal assistance. Call our office or fill out our contact form to schedule your free case review at one of our Tulsa offices today.